Specialty Program Solutions Information

Specialty Program Solutions Hurricane Irma is Coming!

Hurricane Irma is Coming!

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Hurricane Irma is Coming!

Hurricanes are the most powerful storms on earth. They vary in wind strength, size, storm surge flooding potential, and destructive capacity. Depending on the storm, the devastating perils a hurricane can inflict on an area include extraordinary high force winds, storm surge damage and massive flooding. Each one of these perils exists within every hurricane, and can be devastatingly destructive. Each hurricane can bring with it one, or all of these perils along its path.

The Saffir-Simpson Scale classifies hurricanes into five categories based on wind speed, central pressure, and damage potential. “Category three” and higher hurricanes are considered major hurricanes. Even though the impact of hurricanes is largely unpredictable, there are ways to prepare your organization and your employees. By better understanding the many concerns associated with such a threat and planning ahead you can better manage weather-related risks. Every susceptible organization should develop a hurricane preparedness and response plan customized to its unique needs, location, operations, and resources.

Do you know the elevation of your shop/office location above sea level?

Do you know the elevation of your current jobsites/tracts and if there is potential for flooding to your equipment from nearby rivers, streams or waterways?  


The elevation of your shop/office and jobsite (where in-woods equipment is exposed) is a major factor in determining your vulnerability to flooding (storm surge or by area streams and waterways). Your area’s local emergency office has hurricane planning information that will outline local areas that may be affected by storm surge. You can find additional information on Flooding from property site plans and city or county representatives.

Here are some suggested steps you can take to help keep your employees safe while minimizing damage to your property. Use the following checklist to help you to prepare your property for a hurricane:

  1. Pay close attention to forecasts in order to know when to take action.
  2. Make sure to move your mobile equipment from jobsites, low lying areas or potentially impacted areas to higher elevation to minimize the risk of flood loss.
  3. Secure all doors and board up windows to protect against flying debris.
  4. Clean out floor drains and catch basins and check sump pumps.
  5. Anchor and fill above-ground tanks with water or product to keep them in place during the storm.
  6. Fill the fuel tanks on your emergency generator and fire pumps. Fill your vehicles’ fuel tanks, as well.
  7. Check to see that your fire protection equipment is working.
  8. Make sure your important records are protected — or duplicate them and move them offsite to a safe area.
  9. Shut off process piping carrying gas or flammable liquids in case a pipe breaks in the storm.
  10. Shut down production processes safely and turn off the electricity for non-critical equipment.
  11. Evacuate your employees.

You can always count on Specialty Program Solutions (SPS) to execute on excellence with unmatched speed, precision, and skill. If you’re looking to expand your book of business and work with a specialist in the Inland Marine industry, then contact us today!

Specialty Program Solutions Doesn’t Want You to Lose

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Specialty Program Solutions Doesn’t Want You to Lose

Specialty Program Solutions (SPS) is a Program Administrator/ Managing General Agent that takes pride in its mastery and knowledge of the logging and construction inland marine industry. With over 20 years of combined experience, we are certain that our niche focused approach, unparalleled service, and long-standing partnerships are the keys to outstanding results. As an industry leader, we are committed to consistently delivering underwriting expertise and unmatched service. In partnership with our key producers, we are always seeking opportunities to enhance our offering and adapt to changing needs. SPS solely focuses on the inland marine insurance industry making us specialists when underwriting this business. We thoroughly understand your business and have handled a wide variety of claims. But our business isn’t just about earning premium and paying claims, it’s about truly protecting your business.

Today more than ever, successful companies are taking advantage of loss control and safety management services to protect their assets and improve their bottom line. SPS has partnered with an experienced loss control, and safety management company specializing in the logging and forestry industry. Our underwriting team works closely with loss control to identify trends and potential concerns with maintenance and safety of your insured’s equipment. To better protect their assets we ask for your assistance in contacting your insured’s to verify their current equipment maintenance and loss control procedures.

As we are all aware, “fire loss” is the primary cause of loss in the logging equipment industry and many underestimate the importance of regular maintenance and cleaning.  Regular maintenance keeps the equipment in top operating condition and simple maintenance procedures as routine oil, fuel and air filter changes reduce wear and maximize performance. Cleanliness and removal of excessive debris from the engine and hydraulic compartments helps to reduce fire risk.

Here are few recommendations to help mitgate losses:

Equipment Cool Down Procedure:  

The equipment operators, at close of each work day, should remain with the unit for at least thirty (30) minutes after shut-down to allow for adequate cool-down and discovery of any possible smoldering fire.

Debris Removal Procedure: 

Remove accumulated debris from the engine and exhaust manifold areas on all equipment twice each day.

Hydraulic & Fuel Lines/Connections Checked Daily:

Even the slightest hydraulic or fuel leak should be repaired immediately. Equipment should be thoroughly steam cleaned after any and all hydraulic or fuel repairs.

Equipment Location and Spacing:   

At the close of each work day, equipment should be moved to high ground that is clear of debris and stored in a safe manner. Equipment should be spaced a minimum of 50’ apart when left overnight in remote areas.

Equipment Security:

Idle equipment should be locked and master electrical switch turned off.  Nearby neighbors and workers should be notified to be alert for possible strangers examining the equipment after working hours. Police should be called immediately if unusual circumstances are apparent.

You can always count on Specialty Program Solutions (SPS) to execute on excellence with unmatched speed, precision, and skill. If you’re looking to expand your book of business and work with a specialist in the Inland Marine industry, then contact us today!